Services

Conventional Mortgages

Our mortgage experts can help close a conventional purchase or refinance in about one-third the time of a bank or online lender.

  • Competitive rates
  • Down payment options as low as 3%
  • Fast closings — most in less than 20 days
  • Options include primary or second homes, investment properties, and more
  • Credit score starting at 620
  • First-time homebuyer programs available
  • Borrower assistance programs available to help with down payment and closing costs
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FHA Mortgages

A lot of Real Estate Agents cringe when they hear the word FHA, but the truth is: you've just been working with the wrong Mortgage Professional.

We do FHA right -- with great rates, low payments and fast, worry-free closings -- you can get into your new home as quick as possible.

  • Just 3.5% down. For less than a few months’ rent, your clients could be building equity in a home of their own.
  • Easy qualification. Our FHA loans are more forgiving when it comes to past credit.
  • Fast and worry-free. We close most loans in 20 days or less. Your clients may even be able to include their closing costs in the mortgage.
  • Gift funds accepted. Your client's family members are welcome to help out with the down payment.
  • 520* credit score welcome. We're here to work with you even during difficult times.
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Jumbo Mortgages

Fast and easy. That’s how we want you to remember us. Here are just a few ways we can help you with your jumbo loan to get into your dream home:

  • A wide variety of jumbo products, including low down payment options
  • A transparent loan process from start to finish
  • Some of the fastest turn times in the industry.
All of this means you close fast, and move in fast.
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va Mortgages

We serve those who have bravely served in the Armed Forces.

We offer special mortgage terms to veterans of the armed forces. Offer expert service and excellent pricing on purchases:

  • Appraisals ordered same day
  • Close in 20 days or less
  • 3/1 and 5/1 ARMs available
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Reverse Mortgages

You've worked hard for your money. It's time to take a break and take care of yourself:

  • Quick and easy approval
  • Flexible options
  • Great terms
All of this means you close fast, and move in fast.
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Non QM/ Sub-Prime/ Alt-A Mortgages

Regardless of your situation or need, we have a mortgage that's right for your client. See our other non-traditional options that might be the right fit for you.

  • 1099
  • Bank Statement Only
  • Commercial
  • Construction
  • DSCR
  • Foreign National
  • Hard Money
  • Investor
  • ITIN Only
  • Lot Loans
  • No Employment Loans
  • No Income Verification
  • Profit & Loss Statement Only
Ask me about our programs that could help you take advantage of low interest rates, even with little or no equity in your loan.
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Ready to Refinance?

Pay off those high interest credit cards, loans or car payments.

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F.A.Q.

See answers to some of our most asked questions

Yes, we accept applicants with credit scores of 520 and above. Even if your score is lower, we can advise you how you may raise your credit score and still make your purchase.

Everyone has a different and unique circumstance so experiences vary. Once you complete your free consultation with us, we will look at your unique circumstance and let you know.

Some clients put down as little as 3%. We will work with you to determine the best option for you.

We service the state of Florida

Yes. With your free consultation, we will look at your situation and advise you on the best course of action.